Top 8 Snapchat Scams & How to Avoid Them

In short, the eight most common techniques used by Snapchat scammers are:

1. Snapchat phishing scams
2. Snapchat ”sugar momma” scams
3. Tinder Snapchat bot
4. Catfish scams
5. Meetup scams
6. Premium scams
7. A friend’s account got hacked scam
8. Snapchat money scams.

Let’s look at each of them individually.

Top 8 Snapchat Scams & How to Avoid Them

1. Snapchat phishing scam

Phishing scams are particularly dangerous as they can provide the scammer with sensitive information, such as your account login information. Typically, a hacker will send an email that looks like it came from Snapchat, saying that your account was compromised as a result of a data breach or that you need to recover it through the provided link.

The provided link will then redirect you to a fake website with a “usual” Snapchat login screen. With login credentials being typed into the fake webpage, the scammer gains access to a user’s Snapchat account.

2. Snapchat “sugar momma” scam

Young adults, teenagers specifically, are being targeted by so-called sugar daddies and sugar mommas. These individuals ask the “sugar baby” to share pictures for which they will send money or provide gift card information.

The way the scam works is that the sugar momma or daddy first asks the sugar baby for account information or a payment to cover the transfer fee. In the second scenario, the scammer disappears as soon as they receive money, while in the first, they clean out the victim’s bank account.

This suspicious behavior raises several red flags, but victims are often blinded by a vision of making easy money and go ahead with the exchange.

3. Tinder Snapchat bot

Tinder Snapchat scams happen when someone you met on Tinder (or any other dating app) asks you to change platforms to Snapchat and click on a link to verify your age by providing your credit card information.

One frequently seen version is the military romance scam. A soldier stationed abroad will manipulate their victim into sending money. Sometimes, the scammer will do it in such a way as to gain access to bank accounts.

In other versions, the fake love interest will ask for explicit photos or videos. Next, they will threaten to release them if you don’t provide more or if you don’t pay them off.

4. Snapchat catfish scams

A catfish scam involves a fraudster impersonating someone attractive who then establishes a relationship with you. Unsuspecting victims believe they’ve developed a connection, making them more susceptible to the con.

The scammer will then use this romantic bond to ask you for money and, in some cases, your login information, to “make sure” you are not flirting with someone else.

5. Snapchat meetup scams

Similar to the catfish scams, con artists that carry out meetup scams find their potential victims based on location information. They may pretend to be someone who’s particularly attractive or even a celebrity.

They say they want to meet with you but are short on funds and need some money for travel. Of course, they don’t show up to the date. However, some will try to manipulate their victims out of even more money by rescheduling the meet-up. Some have ended up with a significant amount of money lost through this scam.

6. Snapchat Premium scams

In this Snapchat scam, the scammer creates a Premium Snapchat Account featuring adult content. Once you start following the account, they inform you that if you want more exclusive photos and videos, you can buy a subscription through a one-time payment.

Needless to say, with premium scams, you don’t receive any additional explicit content; you only end up losing money.

7. A friend’s account got hacked scam

This scam involves hackers posing as one of your friends in need of help to regain access to their Snapchat account. They’ll request your login information to look through your Friends List and retrieve their Snapchat username. Upon obtaining your login details, they take over your account and change the password.

8. Snapchat money scams

If your friend’s account gets hacked, the scammers may reach out to you while impersonating them. They might mention some kind of advertising opportunity or other way in which you can easily make some extra money.

To take part in this advertising gig or other opportunity, you will first need to send money, a deposit of sorts, that will cover the cost of signing up.

How to avoid Snapchat scams

The general rules to follow to avoid Snapchat scams are pretty much the same as in the case of any other social media site. First, ensure you have a strong password. If you have trouble remembering different passwords, opt for a password manager.

Never reveal personal or financial information (such as your credit or debit card info) to anyone through Snapchat. Or any other social media channel, for that matter. And never ever send money! If a friend asks for financial aid, message them through a different channel to confirm.

Do not click on any suspicious links you may receive. This applies to both your email and Snapchat account. By clicking, you may be accessing a fake website and potentially exposing your sensitive info. If you receive an odd-looking link from a friend, ask them about it before clicking.

Finally, check your bank account and credit score regularly. If someone gained access to your finances or you’ve fallen victim to identity theft, you’ll be able to notice the warning signs.