Experian Opt Out & Data Removal Guide

Experian is a major credit bureau that collects your financial information, compiles a credit report on you, and sells prescreened lists to insurers, credit card companies, and other financial institutions. These companies then send credit and insurance offers based on the reports.

If you don’t want to receive these unsolicited offers, you can opt out under data privacy regulations such as the California Consumer Privacy Act. Opting out will not affect your credit score or ability to get credit in the future.

You can submit an opt out request directly to Experian but their opt-out process requires entering your social security number and date of birth. We do not recommend this course of action.

Instead, our guide gives you the option to bypass this requirement and opt out from Experian, as well as the other three major credit bureaus, without having to provide this sensitive information.

You can either choose a temporary opt out for five years, for which you can submit a request online, or you can send a written request for a permanent opt out. We will cover the later in this guide.

Opt-out process:  15 – 60 minutes

Removal Requirements: Printer, Postage stamps

Updated: October 26, 2022

Removing your data doesn’t have to be complicated

It’s easy for data brokers to get a hold of your most sensitive information. We believe taking your data off the market should be just as easy!

For just $5.79 per month, Incogni automatically sends out dozens to even hundreds of opt-out requests at once.

Don’t waste any more time opting out one by one. Let us deal with data brokers, so you don’t have to!

Watch the video guide

Step-by-step Experian opt-out guide

Feature image: Experian

Step-by-step GoLookUp opt-out guide

Total Time: 15 minutes

1) Begin the opt-out process on OptOutScreen.com

Opt out of Experian step 1

Go to www.optoutprescreen.com, scroll down to the bottom of the page, and click “click here to opt-in or opt-out.”

2) Choose what you want to do

Opt out of Experian step 2

Scroll down to the bottom of the page, select “permanent opt-out by mail,” and click “continue.”

3) Complete the online form

Opt out of Experian step 3

Enter your first name, last name, and middle initial (if you have a common name). Enter your street address, including the ZIP code. Then complete the security challenge and click “confirm.”

Click “Confirm”

Opt out of Experian step 4

TIP: Only provide the required information (indicated by an asterisk) to protect your security and avoid giving out more personal information than necessary. We recommend you don’t give your Social Security number to anyone.

4) Print your opt-out form

Opt out of Experian step 5

To print out your permanent opt-out election form, click “click here” on the confirmation page.

TIP: If you don’t have access to a printer, select “print to file” as your printer to generate a PDF file.

5) Sign, date, and submit your opt-out request by post

Opt out of Experian step 6

Once you have printed the opt-out form, add your signature and the date by hand. Then mail it to:

Opt-Out Department
P.O. Box 530200
Atlanta, GA 30353

TIP: Use USPS Registered Mail to avoid any issues with delivery getting lost, misplaced, or “not received.”

Tools:

  • Printer
  • Postage stamps

6) Continue your data removal journey

If you have followed this process, you will opt out from Experian, Equifax, Innovis, and TransUnion. These are some of the largest credit reporting agencies in the US and have a lot of your sensitive financial data. However, they are not the only ones that do, and they certainly aren’t the worst.

The truth is, your sensitive data can be used for more than prescreened credit offers. There are thousands of data brokers worldwide, and most of them sell your info to marketing companies, businesses, recruiters, or the general public.

This can lead to nuisances such as junk mail and unwanted phone calls. But more importantly, it exposes you to serious risks such as scams, online harassment, and identity theft.

Look up your name and you’ll likely find several people search websites that publish your personal information publicly. But there will be even more data brokers who are more difficult to find. Research which data brokers are active in your area and send out blind removal requests. 

Check out our other free opt out guides or start from these:

If this sounds like too much work, Incogni can handle all the legwork for you. We send out dozens of opt-out requests at a time and regularly monitor these sites to ensure your data doesn’t respawn over time.

Take your data off PSS and hundreds of other data brokers with Incogni

Your data is worth more than oil in the digital age and data brokers are making bank at your expense. Remove and keep your personal information off hundreds of data brokers with Incogni!

Subscribe to Incogni for just $5.79 per month and get: 

  • A fully automated service
  • Removal from the biggest data brokers in the industry 
  • Regular progress reports
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