Experian Opt Out & Data Removal Guide
Experian is a major credit bureau that collects your financial information, compiles a credit report on you, and sells prescreened lists to insurers, credit card companies, and other financial institutions. These companies then send credit and insurance offers based on the reports.
If you don’t want to receive these unsolicited offers, you can opt out under data privacy regulations such as the California Consumer Privacy Act. Opting out will not affect your credit score or ability to get credit in the future.
You can submit an opt out request directly to Experian but their opt-out process requires entering your social security number and date of birth. We do not recommend this course of action.
Instead, our guide gives you the option to bypass this requirement and opt out from Experian, as well as the other three major credit bureaus, without having to provide this sensitive information.
You can either choose a temporary opt out for five years, for which you can submit a request online, or you can send a written request for a permanent opt out. We will cover the later in this guide.
Watch the video guide
Step-by-step Experian opt-out guide
Step-by-step GoLookUp opt-out guide
Total Time: 15 minutes
1) Begin the opt-out process on OptOutScreen.com
Go to www.optoutprescreen.com, scroll down to the bottom of the page, and click “click here to opt-in or opt-out.”
2) Choose what you want to do
Scroll down to the bottom of the page, select “permanent opt-out by mail,” and click “continue.”
3) Complete the online form
Enter your first name, last name, and middle initial (if you have a common name). Enter your street address, including the ZIP code. Then complete the security challenge and click “confirm.”
TIP: Only provide the required information (indicated by an asterisk) to protect your security and avoid giving out more personal information than necessary. We recommend you don’t give your Social Security number to anyone.
4) Print your opt-out form
To print out your permanent opt-out election form, click “click here” on the confirmation page.
TIP: If you don’t have access to a printer, select “print to file” as your printer to generate a PDF file.
5) Sign, date, and submit your opt-out request by post
Once you have printed the opt-out form, add your signature and the date by hand. Then mail it to:
P.O. Box 530200
Atlanta, GA 30353
TIP: Use USPS Registered Mail to avoid any issues with delivery getting lost, misplaced, or “not received.”
- Postage stamps
6) Continue your data removal journey
If you have followed this process, you will opt out from Experian, Equifax, Innovis, and TransUnion. These are some of the largest credit reporting agencies in the US and have a lot of your sensitive financial data. However, they are not the only ones that do, and they certainly aren’t the worst.
The truth is, your sensitive data can be used for more than prescreened credit offers. There are thousands of data brokers worldwide, and most of them sell your info to marketing companies, businesses, recruiters, or the general public.
This can lead to nuisances such as junk mail and unwanted phone calls. But more importantly, it exposes you to serious risks such as scams, online harassment, and identity theft.
Look up your name and you’ll likely find several people search websites that publish your personal information publicly. But there will be even more data brokers who are more difficult to find. Research which data brokers are active in your area and send out blind removal requests.
Check out our other free opt out guides or start from these:
- Redplum Opt Out
- Homemetry Opt Out
- Arrestfacts Opt Out
- BackgroundCheckRun Opt Out
- Private Eye Opt Out
- Public Records Opt Out
- Ohio Resident Database Opt Out
- Florida Residents Directory Opt Out
- Michigan Resident Database Opt Out
- North Carolina Resident Database Opt Out
- Social Catfish Opt Out
- NumberVille Opt Out
- Open PublicRecords Opt Out
- TrueCaller Opt Out
- PeakYou Opt Out
- PeopleSmart Opt Out
If this sounds like too much work, Incogni can handle all the legwork for you. We send out dozens of opt-out requests at a time and regularly monitor these sites to ensure your data doesn’t respawn over time.
Related Opt Out Guides
- Whitepages.com Opt-Out & Remove Your Info
- USphonebook Opt Out & Remove Your Info
- True People Search Opt-Out & Remove Your Info
- Arrests.Org Opt Out & Remove Your Info
- MyLife.com Opt Out & Remove Your Info
- FastPeopleSearch.com Opt-Out & Data Removal Guide
- Smart Background Checks Opt-Out & Remove Your Info
- BeenVerified Opt Out & Remove Your Info
- Checkpeople Opt Out & Remove Your Info